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European alternatives · brand from UK

European alternatives to SumUp

SumUp (UK): Card terminals for small businesses. TechForMerchant only ranks companies headquartered in the European Union. Here are the 5 EU-based solutions that cover the same need, ranked by value.

  1. 1
    SatispayEstablishedPayments
    Account-to-account mobile payment network from Italy
    Best for Italian shops and restaurants as a low-fee complement to card acceptance with useful cashback campaigns; of limited relevance outside Italy and Luxembourg for now.
    Italy, Milanfounded 2013from 1% per transaction
    Deployment10Ease of use9Innovation8Price & terms8
    Market penetration7.5
    Adoption9Integration6
    8.6
    value score / 10
  2. 2
    Viva.comEstablishedPayments
    Bank-licensed card acquiring with Tap-to-Pay across Europe
    Best for small merchants and hospitality venues that trade in one of Viva's 24 European countries and value tap-on-phone acceptance and same-day access to funds.
    Greece, Athensfounded 2000from 1.69% per transaction
    Deployment9Ease of use8Innovation7Price & terms6
    Market penetration7.5
    Adoption8Integration7
    7.4
    value score / 10
  3. 3
    StancerRisingUnder the radarPayments
    Low-fee card terminals and online payments from the Iliad group
    Best for small French merchants with steady card volume who want the lowest published rates and no contract, and do not need Amex or meal-voucher acceptance.
    France, Parisfounded 2018from 0.7% + €0.07
    Deployment9Ease of use9Innovation5Price & terms9
    Market penetration4.5
    Adoption4Integration5
    7.4
    value score / 10
  4. 4
    YavinRisingPayments
    Android payment terminals that run your POS apps
    Best for French and Belgian restaurants and shops that want a no-commitment rental terminal that runs their existing POS software on the device.
    France, Parisfounded 2019from €29/month
    Deployment7Ease of use8Innovation7Price & terms6
    Market penetration7.5
    Adoption7Integration8
    7.0
    value score / 10
  5. 5
    PayplugEstablishedPayments
    French omnichannel card payments backed by BPCE
    Best for French independent retailers and e-merchants that want a bank-backed provider with published pricing and native PrestaShop or WooCommerce modules.
    France, Parisfounded 2012from €10/month + 1.5% + €0.25
    Deployment9Ease of use8Innovation5Price & terms7
    Market penetration7.0
    Adoption7Integration7
    6.8
    value score / 10

Questions merchants ask about European card terminals for small businesses solutions

Is SumUp available in Europe?

SumUp is headquartered in UK. This comparator does not rank it, because it only lists companies whose registered seat and headquarters are in the European Union. For card terminals for small businesses, 5 EU-headquartered solutions are ranked here: Satispay, Viva.com, Stancer, Yavin, Payplug.

What do European restaurants and shops use instead of SumUp?

The highest-rated European alternatives are Satispay (Italy, 8.6/10), Viva.com (Greece, 7.4/10), Stancer (France, 7.4/10). The value score weighs deployment simplicity, ease of use, innovation (counted double) and price.

How much does a European alternative to SumUp cost?

Entry prices as published or reported: Satispay 1% per transaction · Viva.com 1.69% per transaction · Stancer 0.7% + €0.07 · Yavin €29/month · Payplug €10/month + 1.5% + €0.25. Scores and prices are refreshed every month.

Ranking computed by AI (Claude) from customer reviews, comparators, trade associations and the news · editorial responsibility Camille POTVIN · reviewed 23 Sep 2026 · how this page is made