techformerchant.eu Made by AI· updated 23 Sep 2026
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Keep the books and the business in order

Manage

Accounting, cash, financing, analytics and legal: the back office.

Accounting & invoicing

Bookkeeping shared with your accountant, invoicing, VAT and mandatory e-invoicing. France, Germany, Italy, Spain and Poland each have their own e-invoicing calendar, which is reshaping this market.

Cash & financing

Business accounts, expense cards, cash-flow forecasting and short-term financing (revenue-based, merchant advances, supplier payment terms).

Analytics & data

Sales forecasting, footfall, pricing and dashboards. The useful tools plug into the POS and the calendar; the enterprise ones add external data (traffic, weather, events).

Legal & insurance

Company formation, e-signature, GDPR and cookie consent, and business insurance. Boring, mandatory and increasingly bought online.