Satispay vs Mollie

Satispay (Italy, value score 8.6/10, #1 of 16 in Payments) and Mollie (Netherlands, 7.8/10, #2) are two of the EU-headquartered payments solutions ranked on TechForMerchant. Criterion by criterion, here is how they compare.

	Satispay	Mollie
Value score	8.6 / 10 · #1 in Payments	7.8 / 10 · #2 in Payments
Market penetration	7.5 / 10	9.0 / 10
Scores	Deployment10Ease of use9Innovation8Price & terms8 Market penetration7.5 Adoption9Integration6	Deployment10Ease of use9Innovation6Price & terms8 Market penetration9.0 Adoption9Integration9
Tagline	Account-to-account mobile payment network from Italy	Simple online and in-person payments for European SMEs
Category	Payments	Payments
Status	Established Founded 2013, unicorn since 2022 with hundreds of thousands of merchants in Italy	Established Founded 2004, more than 120,000 active merchants, €665M raised in 2021 at a €5.4B valuation
Headquarters	Italy, Milan	Netherlands, Amsterdam
Founded	2013	2004
From	1% per transaction Flat 1% commission on in-store payments since April 2025 (previously €0.20 above €10 and free below); no fixed fees for merchants	1.8% + €0.25 Per transaction for EEA consumer cards online; iDEAL €0.32; in-person 1.20% pay-as-you-go or €20/month Pro plan with 0.85% + €0.10; terminals from €95
For	retail restaurants services	retail restaurants services
Size	independent chain	independent chain
Serves
European	EU headquarters · EU-owned · EU hosting stated	EU headquarters · EU-owned · EU hosting stated
Funding	€320M Series D (2022-09)	€665M Series C (2021-06)
What is new	Built a card-free, account-to-account mobile payment network with merchant cashback and loyalty baked in, a model card schemes and bank wallets are only now trying to answer.	Nothing category-defining; it competes on onboarding speed, local payment methods and clean per-transaction pricing.
Strengths	Low, simple merchant fee independent of card schemes Large active user base in Italy Built-in cashback and loyalty campaigns	Fast onboarding and clear per-transaction pricing with no monthly fee Ready-made integrations with Shopware, PrestaShop, WooCommerce and others Local payment methods across Europe
Limits	Mainly relevant in Italy; a complement to card acceptance rather than a replacement Fees rose in 2025 (from €0.20 flat to 1%)	Card rates higher than interchange++ offers for larger volumes In-person offering is newer than its online business
Website	satispay.com ↗	mollie.com ↗

Our reading

Satispay leads on Innovation. Mollie leads on Integration. They are level on Deployment, Ease of use, Price & terms, Adoption.

Satispay. Best for Italian shops and restaurants as a low-fee complement to card acceptance with useful cashback campaigns; of limited relevance outside Italy and Luxembourg for now.

Mollie. Best for European SMEs, especially in the Benelux, Germany and France, that sell online first and want quick self-serve payments with terminals as an add-on.

Ranking computed by AI (Claude) from customer reviews, comparators, trade associations and the news · editorial responsibility Camille POTVIN · reviewed 23 Sep 2026 · how this page is made