Mollie
Simple online and in-person payments for European SMEs
Mollie is a Dutch payment service provider offering online payments (cards, iDEAL, Bancontact, SEPA, PayPal, BNPL) with plug-ins for major shop platforms, plus card terminals and Tap-to-Pay for in-store sales. It serves more than 120,000 monthly active merchants, mostly SMEs in the Benelux, Germany and France. Mollie is licensed as an electronic money institution by the Dutch central bank.
Our reading. Best for European SMEs, especially in the Benelux, Germany and France, that sell online first and want quick self-serve payments with terminals as an add-on.
Strengths
- Fast onboarding and clear per-transaction pricing with no monthly fee
- Ready-made integrations with Shopware, PrestaShop, WooCommerce and others
- Local payment methods across Europe
Limits
- Card rates higher than interchange++ offers for larger volumes
- In-person offering is newer than its online business
Founded 2004, more than 120,000 active merchants, €665M raised in 2021 at a €5.4B valuation
Series C of €665M ($800M) in June 2021 led by Blackstone at a €5.4B valuation; EMI licence from De Nederlandsche Bank
- 1 Sep 2026 AcquisitionAmsterdam-based Mollie confirmed on 1 September that it had closed its purchase of London-based GoCardless, a deal first agreed in December 2025. No value was restated at completion. The combined group says it serves more than 350,000 businesses across over 30 markets and will offer cards, local payment methods and Pay by Bank in 38 countries through a single contract, alongside Mollie Capital financing. GoCardless keeps its brand and is led by co-founder Hiroki Takeuchi, with Koen Koppen remaining chief executive of Mollie. For a shop or restaurant already taking payments through Mollie, this adds direct debit and account-to-account collection for recurring charges and larger invoices without signing up a second provider.
- 18 Jun 2026 ProductMollie launched in Croatia and Iceland, completing its footprint across all 30 EEA countries, and announced a €350M investment over five years in local teams, payment methods and onboarding. Merchants get local-language support, local payment methods settled in local currency and faster sign-up through national business registries.
- 12 Dec 2025 AcquisitionAmsterdam-based Mollie agreed to buy UK bank-payments specialist GoCardless for about $1.1bn, creating a provider serving more than 350,000 businesses, with closing expected mid-2026 subject to approvals. Merchants will be able to combine cards, local methods and account-to-account payments in one integration.
- https://www.mollie.com/pricing
- https://techcrunch.com/2021/06/22/dutch-payments-startup-mollie-raises-another-800m-at-a-6-5b-valuation/