Satispay vs TackPay

Satispay (Italy, value score 8.6/10, #1 of 16 in Payments) and TackPay (Italy, 7.8/10, #3) are two of the EU-headquartered payments solutions ranked on TechForMerchant. Criterion by criterion, here is how they compare.

	Satispay	TackPay
Value score	8.6 / 10 · #1 in Payments	7.8 / 10 · #3 in Payments
Market penetration	7.5 / 10	4.0 / 10
Scores	Deployment10Ease of use9Innovation8Price & terms8 Market penetration7.5 Adoption9Integration6	Deployment10Ease of use9Innovation6Price & terms8 Market penetration4.0 Adoption4Integration4
Tagline	Account-to-account mobile payment network from Italy	Digital tip jar via QR or NFC, distributed to staff outside the till
Category	Payments	Payments
Status	Established Founded 2013, unicorn since 2022 with hundreds of thousands of merchants in Italy	Rising Innovative startup registered in Genoa, no disclosed funding, first digital tipping platform in Italy
Headquarters	Italy, Milan	Italy, Genoa
Founded	2013	2019
From	1% per transaction Flat 1% commission on in-store payments since April 2025 (previously €0.20 above €10 and free below); no fixed fees for merchants	Free Starter plan free for one location with 5% + €0.25 per tip deducted from the tip; Premium €9.99/month per tip jar for multi-location; enterprise white-label on quote
For	retail restaurants services	restaurants hospitality services
Size	independent chain	independent chain
Serves
European	EU headquarters · EU-owned · EU hosting stated	EU headquarters · EU-owned · hosting not stated
Funding	€320M Series D (2022-09)	Not disclosed
What is new	Built a card-free, account-to-account mobile payment network with merchant cashback and loyalty baked in, a model card schemes and bank wallets are only now trying to answer.	Treats tipping as its own payment rail: QR/NFC tips are collected, split and paid to staff outside the venue's books, which is new for Southern Europe where card tips were rarely possible.
Strengths	Low, simple merchant fee independent of card schemes Large active user base in Italy Built-in cashback and loyalty campaigns	Free starter plan and public pricing; fees are taken from the tip, not the venue No app for guests; supports 20 payment methods including Apple Pay, Google Pay and Bancontact Automatic or custom tip splitting with staff statistics and multi-admin access
Limits	Mainly relevant in Italy; a complement to card acceptance rather than a replacement Fees rose in 2025 (from €0.20 flat to 1%)	Standalone tool with no POS or payment-terminal integration; tipping happens on a separate page Fee of 5% + €0.25 per tip is significant on small tips Company size, funding and exact venue count are not disclosed
Website	satispay.com ↗	tackpay.net ↗

Our reading

Satispay leads on Innovation, Adoption, Integration. They are level on Deployment, Ease of use, Price & terms.

Satispay. Best for Italian shops and restaurants as a low-fee complement to card acceptance with useful cashback campaigns; of limited relevance outside Italy and Luxembourg for now.

TackPay. Best for cafés, bars and salons in Italy and Spain that want to accept cashless tips today without touching their POS or terminal.

Ranking computed by AI (Claude) from customer reviews, comparators, trade associations and the news · editorial responsibility Camille POTVIN · reviewed 23 Sep 2026 · how this page is made