Finom
Business account, invoicing and expense tools for SMEs in five EU countries
Finom is an Amsterdam-based fintech offering business accounts, cards, invoicing, expense management and cashback to freelancers and small companies in Germany, France, Italy, Spain and the Netherlands. It aims for one million business customers by the end of 2026 and reported doubling revenue in 2024.
Our reading. Best for freelancers and small businesses in Germany, France, Italy, Spain or the Netherlands that want a business account with invoicing, expenses and cashback and do not depend on deep integrations.
Strengths
- Available in five large EU markets
- Invoicing and expense tools included with the account
- Well capitalised (€300M+ raised)
Limits
- Younger brand with fewer integrations than incumbents
- Feature set differs by country
Founded 2019, fast-growing pan-European challenger (125,000+ customers, €115M Series C in 2025)
Over 500 employees; €92.7M growth investment from General Catalyst's Customer Value Fund in 2025
- 23 Jun 2025 FundingAmsterdam-based business-banking fintech Finom raised €115M from AVP, Headline Growth, General Catalyst, Northzone and Cogito Capital, on top of an earlier €92.7M growth facility. Serving more than 125,000 SMEs with accounts, invoicing and expense tools, it aims for one million customers by the end of 2026.