EstablishedCategory leaderMost innovative in categoryCash & financing
Pleo
Company cards and expense management for teams
Pleo issues physical and virtual company cards to employees and automates receipt capture, expense reports, reimbursements and invoice payments, syncing with accounting software. It is used by more than 40,000 companies across 16 European markets, from small businesses to larger groups.
Our reading. Best for restaurants and shops with several staff who buy supplies and want per-employee cards with receipts matched automatically for the accountant.
What is new here
Pioneered the employee smart-card plus automatic receipt-capture model in Europe that Spendesk, Moss and Payhawk later followed, now extended with AI expense categorisation.Strengths
- Cards with real-time spend control per employee
- Automatic receipt matching and accounting sync
- Wide European coverage
Limits
- Per-user costs add up for larger teams
- Not a primary business account
Why established
Founded 2015, over 40,000 companies in 16 European countries, unicorn since 2021
Notable
Founded by ex-Tradeshift Jeppe Rindom and Niccolo Perra; 800+ employees; offices across Europe
European alternative to
Also ranked in Cash & financing
Head-to-head
Sources consulted
Page generated by AI (Claude) from 2 sources and the news · editorial responsibility Camille POTVIN · reviewed 23 Sep 2026