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European alternatives · brand from US

European alternatives to Stripe

Stripe (US): Online payments. TechForMerchant only ranks companies headquartered in the European Union. Here are the 5 EU-based solutions that cover the same need, ranked by value.

  1. 1
    MollieEstablishedPayments
    Simple online and in-person payments for European SMEs
    Best for European SMEs, especially in the Benelux, Germany and France, that sell online first and want quick self-serve payments with terminals as an add-on.
    Netherlands, Amsterdamfounded 2004from 1.8% + €0.25
    Deployment10Ease of use9Innovation6Price & terms8
    Market penetration9.0
    Adoption9Integration9
    7.8
    value score / 10
  2. 2
    StancerRisingUnder the radarPayments
    Low-fee card terminals and online payments from the Iliad group
    Best for small French merchants with steady card volume who want the lowest published rates and no contract, and do not need Amex or meal-voucher acceptance.
    France, Parisfounded 2018from 0.7% + €0.07
    Deployment9Ease of use9Innovation5Price & terms9
    Market penetration4.5
    Adoption4Integration5
    7.4
    value score / 10
  3. 3
    PayplugEstablishedPayments
    French omnichannel card payments backed by BPCE
    Best for French independent retailers and e-merchants that want a bank-backed provider with published pricing and native PrestaShop or WooCommerce modules.
    France, Parisfounded 2012from €10/month + 1.5% + €0.25
    Deployment9Ease of use8Innovation5Price & terms7
    Market penetration7.0
    Adoption7Integration7
    6.8
    value score / 10
  4. 4
    AdyenEstablishedPayments
    Unified commerce payments for chains and enterprises
    Best for restaurant and retail chains operating in several countries that have technical resources and want one acquirer for online and in-person payments; too heavy for a single shop.
    Netherlands, Amsterdamfounded 2006from €0.11 + Interchange++
    Deployment3Ease of use4Innovation8Price & terms4
    Market penetration10.0
    Adoption10Integration10
    5.4
    value score / 10
  5. 5
    UnzerEstablishedPayments
    German full-stack payment provider for online and in-store
    Best for DACH retailers on Shopware, Shopify or Magento that want online, BNPL and in-store payments from one German provider and are willing to negotiate a quote.
    Germany, Berlinfounded 2003pricing on quote
    Deployment5Ease of use6Innovation5Price & terms4
    Market penetration8.0
    Adoption8Integration8
    5.0
    value score / 10

Questions merchants ask about European online payments solutions

Is Stripe available in Europe?

Stripe is headquartered in US. This comparator does not rank it, because it only lists companies whose registered seat and headquarters are in the European Union. For online payments, 5 EU-headquartered solutions are ranked here: Mollie, Stancer, Payplug, Adyen, Unzer.

What do European restaurants and shops use instead of Stripe?

The highest-rated European alternatives are Mollie (Netherlands, 7.8/10), Stancer (France, 7.4/10), Payplug (France, 6.8/10). The value score weighs deployment simplicity, ease of use, innovation (counted double) and price.

How much does a European alternative to Stripe cost?

Entry prices as published or reported: Mollie 1.8% + €0.25 · Stancer 0.7% + €0.07 · Payplug €10/month + 1.5% + €0.25 · Adyen €0.11 + Interchange++ · Unzer On quote. Scores and prices are refreshed every month.

Ranking computed by AI (Claude) from customer reviews, comparators, trade associations and the news · editorial responsibility Camille POTVIN · reviewed 23 Sep 2026 · how this page is made