Agicap
Cash-flow management and forecasting for multi-entity SMEs
Agicap is a cash-management platform that aggregates bank accounts, categorises flows, builds cash forecasts and scenarios, and handles supplier payments and receivables. It targets companies from roughly €5M revenue upwards, including restaurant and retail groups with several entities. It is the European leader in its segment with about half its customers in France.
Our reading. Best for restaurant and retail groups with several entities and roughly €5M+ revenue that need consolidated cash forecasting, not for a single small shop.
Strengths
- Multi-bank, multi-entity consolidation
- Forecasting scenarios and cash reporting
- Payables and receivables modules
Limits
- Overkill for a single small shop
- Pricing on quote only
Founded 2016, 8,000 customers, €45M Series C in 2024 on top of a $100M Series B
Valuation estimated at €700-800M in 2024; break-even on a cash basis at the Series C